Preparing for Life after Graduation

With graduation comes excitement and parties… and student loan repayment, paying rent, finding a job… the list can go on and on! As a graduating senior myself, I find myself stressing out over everything, especially since everything involves money! Here’s a list of things most college graduates who will be living on their own (not

Wait. Tax-Free Unemployment?

            Have you received a letter from the IRS in the mail, mentioning something about receiving a tax refund on your unemployment? If you were on unemployment in the year 2020, then I have some news for you – you will be receiving a refund from the government. When the pandemic began lots of people

What Happened with GameStop and AMC?

             Heard of Reddit, how about WallStreetBets, or maybe shorting? If you kept up in any of the financial news back in January and beyond you would have known what happened with these two company’s stocks. Something truly groundbreaking happened in January, look at GameStop’s stock back then and you will immediately be asking questions.

What is all the Buzz with Canceling Student Debt?

        You may have heard the news amid all the craziness of Washington D.C. politics, some politicians want to cancel student loan debt. I am here today to break down exactly what the proposals have looked like, and what you should know about them. Within the Democratic party, politicians and activists alike have recently called

Student Loan Repayment

Have you borrowed student loans? Wondering how and when you need to start paying them back? Keep reading below! Most students borrow a combination of private and federal loans while attending college. After you’ve graduated you have a grace period of 6 to 8 months before you have to start repaying those loans. It is

Finding a Job in a Jobless World

Hello! Ashley here, fellow college student struggling in 2021. With 2020 came financial hardship, especially for young adults attending college. Most college students were ineligible to receive stimulus checks due to being claimed as a dependent on their 2019 tax return. Many students were laid off from their part time jobs or had to leave

Another Stimulus Check In Our Future?

Do not expect a second stimulus check this year. Here is what Congress is talking about instead. Even with coronavirus spiking and new restrictions taking effect, Congress remains stalled on fresh relief for Americans in need. While there’s support from both Republicans and Democrats for sending out another round of payments, it is unlikely Americans

Holiday Shopping This Year

Like nearly everything else in 2020, holiday shopping this year will be anything but typical. Fueled by changes in customer preferences and economic situations, as well as a global pandemic, retailers will be adjusting best serve their customers. For starters, shopping will start earlier. Most years, the unofficial start of holiday shopping is Black Friday,

Is it Better to Pay Off Debt or Save Money?

Debt in any form can be overwhelming, but it is especially so when it interferes with your ability to build up your savings. Should you save money, or should you pay down the debt and start saving later? Fortunately, there are strategies for tackling debt and savings simultaneously. The goal is finding a balance where

The 50/30/20 Budget Model

What is a budget? A budget is a plan for every dollar you have. An estimate of income and expenditure for a set period.  Any budget must cover all your needs, some of your wants and savings for emergencies and the future. We will be covering the 50/30/20 budget, one of many effective budgeting techniques